What counts as birth trauma?

Birth trauma is defined by how an event felt to you — not whether it looked 'bad' from the outside. Unexpected complications, feeling out of control, not being heard by providers, emergency procedures, or simply an experience that didn't match what you expected can all be traumatic.

Can therapy help with birth trauma?

Yes. Trauma-focused therapies like EMDR (Eye Movement Desensitization and Reprocessing) and trauma-informed CBT are effective for birth trauma. Phoenix Health therapists are trained in perinatal trauma and can work with you at a pace that feels safe.

Does Oscar Health cover telehealth therapy?

Most Oscar Health plans cover telehealth behavioral health sessions at the same rate as in-person care under the Mental Health Parity and Addiction Equity Act. Phoenix Health verifies your specific plan benefits before your first session. Your out-of-pocket cost typically depends on your deductible and copay structure.

What is a PMH-C certification?

PMH-C (Perinatal Mental Health Certification) is awarded by Postpartum Support International (PSI) to clinicians who have completed advanced training in perinatal mental health — covering postpartum depression, anxiety, OCD, birth trauma, and related conditions. It represents the gold standard of specialization in this field.

How do I know if I need therapy?

If you're struggling — with your mood, your thoughts, your relationship, or just how you're coping — that's enough of a reason to talk to someone. You don't need a diagnosis. A free consultation is a low-commitment first step.

💔Birth Trauma

Birth Trauma therapy — covered by Oscar Health

"My birth experience left me shaken. I can't stop replaying it."

An estimated 1 in 3 women describe their birth experience as traumatic.

✓See a specialist this week✓PMH-C Certified Therapists✓Telehealth — see anyone from home✓Accepts Oscar Health

No commitment. We'll confirm your coverage before your first session.

Using your Oscar Health benefits

Phoenix Health is in-network with Oscar Health. Oscar is a tech-forward health insurer known for a straightforward app experience and relatively clear benefits structure — which makes it somewhat easier to understand your mental health coverage than with some larger insurers. Oscar plans generally cover outpatient mental health therapy as a standard benefit, with a specialist copay applying after your deductible (on most plans). Oscar has invested in telehealth infrastructure, and video sessions are typically covered at the same rate as in-person visits. One thing worth knowing: Oscar plans are often purchased through the ACA marketplace, and plan benefits can vary more than with employer-sponsored insurance — so the specifics of your copay and deductible depend on which Oscar plan tier you selected. Before your first session, we verify your specific Oscar plan benefits, check your current deductible status, and confirm whether prior authorization applies. Sessions are FSA and HSA eligible. Oscar's member app and portal make it relatively easy to check your own benefits — look under 'Benefits' and then 'Mental Health' or 'Behavioral Health.' Questions? Call us at 818-446-9627 and we can walk through it with you.

✓ In-network coverage

Your benefits apply directly — no superbills or out-of-network claims.

✓ Benefits verified upfront

We confirm your copay and deductible before your first session, at no charge.

✓ Telehealth covered

Your plan covers virtual sessions at the same rate as in-person specialist visits.

Our Birth Trauma specialists who accept Oscar Health

All Phoenix Health therapists hold or are working toward PMH-C certification — the gold standard in perinatal mental health.

Real clients. Real relief.

What our clients say about their experience.

⭐⭐⭐⭐⭐

“Everyone kept saying 'at least the baby is healthy.' I know they meant well. But I still had to live inside a body that went through something traumatic, and nobody seemed to think that mattered. My therapist was the first person who acknowledged both things could be true at once — that I could be grateful and also need to heal.”

— mom of 1

⭐⭐⭐⭐⭐

“My labor lasted 38 hours and ended in an emergency I wasn't prepared for. I couldn't tell the story without reliving it. My therapist used EMDR and something shifted — I could finally talk about what happened without leaving my body. I didn't know that was possible. I tell every pregnant person I know about perinatal therapy now.”

— mom of 3

⭐⭐⭐⭐⭐

“My emergency C-section left me with nightmares and panic attacks. I couldn't talk about the birth without shaking. Therapy helped me process the trauma and reclaim my story. I'm pregnant again now, and I actually feel ready.”

— expecting mom of 1

How your Oscar Health coverage works

📋

We verify your benefits

Before your first session, we check your specific plan to confirm coverage and estimate your out-of-pocket cost.

💳

Standard copay after deductible

Most clients pay a specialist copay ($20–$60 depending on plan) once their deductible is met.

💰

FSA and HSA eligible

Therapy sessions qualify as a medical expense — you can pay with pre-tax FSA or HSA dollars.

See full coverage map →

Questions about your Oscar Health coverage? We're happy to help — reach out before your first session.

Your rights under federal parity law

Under the Mental Health Parity and Addiction Equity Act (MHPAEA), your insurer cannot impose more restrictive limits on mental health coverage than on comparable medical or surgical benefits — no lower visit limits and no higher cost-sharing for therapy than for specialist medical care.

If you're denied coverage, you have the right to appeal and to request a written explanation of the denial criteria.

Questions to ask your insurer:

Is outpatient mental health covered by my plan?
What is my specialist copay and my current deductible status?
Are there any waiting periods before mental health benefits begin?
Is telehealth covered at the same rate as in-person therapy?
Does my plan have a visit limit on mental health services?

How it works

Book your free call

No commitment, no paperwork. Just a short call to tell us what you're going through and confirm we're the right fit.

Get matched

We pair you with the right specialist for your state and situation — and confirm your coverage before you commit.

Start your first session

Meet your therapist from home — no commute, no waiting room. Weekly or biweekly, adjusted to your life.

Common questions

Birth trauma is defined by how an event felt to you — not whether it looked 'bad' from the outside. Unexpected complications, feeling out of control, not being heard by providers, emergency procedures, or simply an experience that didn't match what you expected can all be traumatic.
Yes. Trauma-focused therapies like EMDR (Eye Movement Desensitization and Reprocessing) and trauma-informed CBT are effective for birth trauma. Phoenix Health therapists are trained in perinatal trauma and can work with you at a pace that feels safe.
Most Oscar Health plans cover telehealth behavioral health sessions at the same rate as in-person care under the Mental Health Parity and Addiction Equity Act. Phoenix Health verifies your specific plan benefits before your first session. Your out-of-pocket cost typically depends on your deductible and copay structure.
PMH-C (Perinatal Mental Health Certification) is awarded by Postpartum Support International (PSI) to clinicians who have completed advanced training in perinatal mental health — covering postpartum depression, anxiety, OCD, birth trauma, and related conditions. It represents the gold standard of specialization in this field.
If you're struggling — with your mood, your thoughts, your relationship, or just how you're coping — that's enough of a reason to talk to someone. You don't need a diagnosis. A free consultation is a low-commitment first step.